Principal Product Manager, Card Products

Tapcheck is seeking a strategic and experienced Principal Product Manager to lead our card product initiatives. This role will own the comprehensive card strategy and be accountable for both the long-term strategy and the near-term execution of Tapcheck’s card implementations. Our goal is to provide the right payment instrument product to the right customer at the right time and aid them and support them as they progress in their financial wellness journey. Our current priority is satisfying the payment instrument card scenarios for the “unbanked” and ”under-banked” consumer segments. This role will also plan for future Debit and credit card products, including credit builder and rewards cards, to meet the diverse needs of our customers at all levels of employment and financial literacy. The ideal candidate for this role has deep experience and executional success in the debit and credit payment industry.

What You'll Do:

• Develop and implement a comprehensive card product vision and strategy that aligns with Tapcheck’s business objectives and addresses the needs of unbanked and underserved customers.
• Lead the end-to-end product lifecycle for Tapcheck’s card products, from ideation to market release and post-launch optimization.
• Create detailed product requirements and specifications, prioritizing features and making trade-off decisions to ensure timely and high-quality product delivery.
• Conduct market research and competitive analysis to inform product strategy and maintain a competitive edge.
• Collaborate closely with design, engineering, marketing, and finance teams to ensure cohesive and user-centered product development and delivery.
• Drive product marketing efforts, including positioning, messaging, and go-to-market strategies.
• Establish and track key performance indicators (KPIs) to measure product success and drive continuous improvement.
• Engage with stakeholders at all levels to ensure alignment on product priorities and progress.
• Manage and mentor a team of product managers, providing guidance and support to foster their professional growth.
• Advocate for the needs of unbanked and underserved customers, ensuring that product decisions are informed by user needs and behaviors.
• Drive innovation by staying current with industry trends, tools, and technologies, and incorporating best practices into the product development process.

What You'll Bring:

• Minimum 8+ years of product management experience. Ideally with a focus on launching card products and payment instruments in the financial services industry.
• Proven track record of leading cross-functional teams and influencing stakeholders at all levels.
• Strong understanding of payments industry trends, consumer behavior, and the regulatory landscape.
• Familiarity with modern product management tools and methodologies, and a strong understanding of the technical aspects of product development.
• Bachelor’s degree in Business Administration, Marketing, Engineering, or a related field; MBA preferred.
• Excellent communication skills with the ability to present complex ideas effectively and build consensus.
• Analytical mindset with proficiency in data-driven decision making and KPI management. 

This is a remote-friendly role. Ideally, candidates will sit in the following states: AL, AZ, CA, CO, DC, DE, FL, GA, ID, IL, LA, MA, MO, NC, NH, NJ, NV, NY, PA, OR, OH, RI, SC, TX, VA, WA, WI

About Tapcheck:

Tapcheck is a digital platform offering an easy and convenient way to access on-demand earnings early. Available at no cost to employers, our app-based on-demand pay solution helps relieve the financial stress that many employees experience on a daily basis.

The Tapcheck team is passionate about our mission to improve financial wellness and boost business productivity. By giving workers the ability to transfer wages they’ve earned directly to their bank account or pay card without waiting for payday, Tapcheck eliminates the need for high-interest payday loans or employer-funded cash advances.

How We Get Things Done:

Our core values act as a steadfast guide, directing our decisions and anchoring our actions. We consider these values non-negotiable, especially when it comes to our hiring process.

• Humility: We believe in the power of humility. We value team players who are down-to-earth, respectful, and open to learning from others. Our employees approach challenges with a positive attitude, acknowledging their strengths and weaknesses while celebrating the achievements of their colleagues.
• Grit: We admire individuals with grit – those who demonstrate unwavering determination and resilience in the face of obstacles. At Tapcheck, we take pride in overcoming challenges together, pushing the boundaries of what is possible, and embracing failure as an opportunity for growth.
• Raising the Bar: Continuous improvement is at the heart of our culture. We are committed to setting high standards and pushing ourselves to exceed them. We seek employees who are innovative and strive for excellence, constantly seeking ways to enhance our products, services, and processes.
• Striving for Growth: We foster an environment that encourages personal and professional development. Our employees are driven to learn, grow, and adapt to new circumstances. We support individuals who take initiative, seek out new challenges, and actively contribute to their own growth and the growth of the company.

Benefits:

• Competitive Base + Bonus + Equity
• Paid Time Off
• Health Insurance
• Dental Insurance
• Vision Insurance
• 401K Match

Compensation: $210,000-225,000 + bonus + equity. The actual base salary will depend on numerous factors such as: location, experience, training, knowledge. and skills. Tapcheck reserves the right to amend, change, alter, and revise pay ranges and benefits offerings at any time. All applicants acknowledge that by applying to this position you understand that this specific pay range is contingent upon meeting the qualifications and requirements of the role, and for the successful completion of the interview selection and process. It is at the Company's discretion to determine what pay is provided to a candidate within the range associated with the role.

Equal Employment Opportunity Policy

Tapcheck, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.