Mortgage Loan Officer

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary:

Originates residential first mortgages from traditionally very high capture home builder sales leads.  Partners with home builder in providing high touch and financially knowledgeable loan origination services, leading to successful on-time home closing.

Duties and Responsibilities:

• Partners with new home sales personnel to initiate contact with purchasers in completing loan application and collecting supporting documentation to support loan approval.
• Prepares and communicates initial Loan Estimate.
• Prequalifies potential borrowers as needed.
• Oversees all customer loan price negotiations.
• Manages the overall loan transaction by communicating with applicant(s), processors, underwriters and/or creditors to resolve questions regarding application information.
• Oversees timely scheduling of loan closing to meet home builder and borrower needs.
• Maintains an active NMLS and Texas SML Mortgage Loan Originator License.

This position offers:

• Steady work environment – driven only by builder new home purchase sales – NO refinances.
• Monthly draw with quarterly paid commission.
• Ideally suited for those seeking originations from a captured (builder sold) customer base.
• Generous paid time off structure.
• Flexible scheduling to allow for some weekend work to meet customer needs.
• Entire loan operation – origination, processing, underwriting - locally based.
• Team partnership with a top 15 national builder.
• Discount on employee new home purchases.
• 401K and Profit Sharing.
• Full Medical, Vision, and Dental Insurance.

Requirements

Minimum Education and Work Experience:

Some college preferred, and at least three (3) years of experience in the mortgage field.  Previous experience as a loan officer is preferred.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.

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