Loan Officer Assistant
M/I Homes
Austin, texas
Job Details
Full-time
Full Job Description
M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.
M/I Homes, a top 15 national home builder, is looking for a Residential Mortgage Loan Officer Assistant for its builder financing subsidiary, M/I Financial, LLC located in Austin, Texas. The successful candidate must be:
- Familiar in origination and underwriting guidelines of all types of mortgage loans.
- Knowledgeable in Conventional, FHA, VA, and Texas bond loan guidelines.
This position offers:
- Steady work environment – driven only by builder new home purchase sales – No refinances.
- Monthly paid commissions and bonuses.
- Ideally suited for high customer service level employees working a captured (builder sold) customer base.
- Generous paid time off structure.
- Flexible scheduling to allow for some weekend work to meet customer needs.
- Work on-site
- Entire loan operation – origination, processing, underwriting, and closing - locally based.
- Team partnership with a top 15 national builder.
- Discount on employee new home purchases.
- 401K and Profit Sharing.
- Full Medical, Vision, and Dental Insurance.
Job Summary:
- Assists loan officers in completing FHA, VA, and Conventional loan applications, preparing the loan for automated approval, and submission to processing.
- This position will carry a small pipeline for the right individual. Applicants must be licensed and ready to originate as needed.
- Ideal position to grow for those aspiring to become successful loan officers.
- Company offers paid continuing education for NMLS and State of Texas licensing.
Requirements
- Works closely with loan officers, builder sales representatives, and new home purchasers to assist all parties in completing the purchase transaction.
- Excellent verbal and written communication skills required for interaction with a variety of customers both inside and outside the organization.
- Elicits, interprets, analyzes, and evaluates given information relative to underwriting guidelines and requirements.
- Qualified and comfortable contacting customers by phone or email to discuss the loan, request documentation, and answer non-complex questions.
- Assists the Loan Officer in maintaining customer satisfaction and sales capture to meet goals.
- Adequately interprets AUS findings and knows documentation needed based on those findings.
- Prequalifies potential borrowers as needed.
- Maintains an active NMLS and Texas SML Mortgage Loan Originator License.
- This is an onsite position located in Austin, Texas. This position does not offer opportunities for Hybrid or Remote work.
- Ability to travel to Builder Communities within the Home Builder Division.
Minimum Education and Work Experience:
Some college preferred, and at least three (2) years of current experience in a purchase focused mortgage origination role.
Benefits
M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.
We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.
#IND123