Community Lending Officer

Job Overview:
The Community Lending Officer identifies, develops, and maintains a network of community and business relationships to drive mortgage lending opportunities, focusing on majority-minority census tracts. This role involves participating in community events, promoting homeownership, and collaborating with organizations serving low-to-moderate income (LMI) communities.

Responsibilities:

• Build relationships with community groups, realtors, and local organizations.
• Analyze LMI market performance and develop strategic initiatives.
• Conduct financial education sessions and homebuyer seminars.
• Originate and close mortgage loans while ensuring compliance.
• Collaborate with municipalities on down payment assistance programs.
• Actively engage in community events and outreach programs.

Key Skills:

• Mortgage loan origination
• Community outreach & relationship building
• Financial counseling & education
• Data analysis & strategic planning
• Proficiency in Encompass, DU, and GUS systems
• Sales expertise and customer service

Education:
Bachelor’s degree or equivalent work experience required.

Requirements

Qualifications:

• Minimum 3 years of community mortgage lending experience.
• Proven record of $12M+ in residential LMI loans within the past year.
• Active NMLS registration.
• Strong sales, communication, and time management skills.
• Proficiency in Microsoft Office and loan origination software.