Mortgage Loan Processor - On Site

M/I Homes, a top 15 national home builder, continues to expand its division in Minneapolis/St. Paul.  They seek a Mortgage Loan Processor for its partner builder financing subsidiary, M/I Financial, located in St. Louis Park.  The successful candidate must be very well versed in processing of all types of purchase money mortgage loans, including conventional, FHA, and VA.  This position is full-time in the St. Louis Park office.

The position offers:

• Steady work environment – driven by builder new home purchase sales – NO refinances.
• Conveniently located just off I-394 west of downtown.
• Salary + Monthly Paid Incentives based on work volume achieved.
• Monday through Friday work environment.
• Generous paid time off structure.
• Entire loan operation – origination, processing, underwriting -  locally based.
• Team partnership with a top 15 national builder.
• Discount on employee new home purchases.
• 401K and Profit Sharing.
• Full Medical, Vision, and Dental Insurance.

Job Summary:

Processes applicable documentation for Conventional, FHA, and VA mortgage loan applications and prepares required packages for loan approval.  This position requires on-site work and remote work is not available. 

Duties and Responsibilities:

• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings  to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
• Is open to communicating and creating ongoing dialogue with borrowers via their preferred method (telephone/text/email) during an extended loan processing/home build timeline.
• Prepares file for final clear-to-close by branch management.

Requirements

Minimum Education and Work Experience:

• High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field.
• Proficient in use of Day One Certainty, FHA Connections, the VA Portal, and other mortgage field related databases.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

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