Mortgage Loan Officer

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

• Tired of hunting and hunting and hunting for new mortgage business?
• Reap the benefits of growing and partnering with our New Home Builder.
• Start earning commissions immediately!

M/I Homes, a top 15 national builder, is looking for a Residential Mortgage Loan Officer for its builder financing subsidiary, M/I Financial, LLC, located in Sarasota, FL. The position offers:

• Steady work environment - driven only by builder new home purchase sales - NO refinances.
• Monthly paid commissions.
• Ideally suited for high service level loan officers working a captured (builder sold) customer base.
• Flexible scheduling to allow for some weekend work to meet customer needs.
• Entire loan operation - origination, processing, underwriting, and closing - locally based.
• Team partnership with a top 15 national builder.

Job Summary:

Originate residential first lien mortgages through a dedicated partnership with our Homebuilder by providing a high touch and financially knowledgeable loan origination service, leading to successful on-time originations with a superior level of customer service.

Duties and Responsibilities:

• Partners with new home sales personnel to initiate contact with purchasers in completing loan application and collecting supporting documentation to support loan approval.
• Prepares and communicates initial Loan Estimate.
• Prequalifies potential borrowers as needed.
• Oversees all customer loan price negotiations.
• Manages the overall loan transaction by communicating with applicant(s), processors, underwriters and/or creditors to resolve questions regarding application information.
• Oversees timely scheduling of loan closing to meet home builder and borrower needs.
• Maintains an active NMLS and Florida Mortgage Loan Originator License (or is able to obtain one).

Requirements

Minimum Education and Work Experience:

• Some college preferred, and at least three (3) years of experience in a purchase focused mortgage origination role.
• Well versed in origination and underwriting guidelines of all types of mortgage loans, including Conventional, FHA and VA loans.
• Ability to travel to builder communities within the home builder division.
• Ability to work some weekends to support the needs of our customers.
• This position is onsite in Sarasota, Florida. The position does not offer opportunities for hybrid or remote work.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.

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