Underwriting Support Specialist

About JMAC Lending

JMAC Lending has been in business for more than 25 years. Servicing clients better with our innovative products, exceptional service, support and our dedication to helping our partners grow our business. The core of our culture and business approach is to go Beyond Current market options to be the go-to lender of choice for our clients. Our associates hold distinguished credentials and participate in continuing education, to ensure knowledge is carefully balanced with experience. Our company was built on our adherence to the highest ethical standards, while efficiently and carefully executing the delivery of product pricing for wholesale and correspondent lending for our clients.

The Underwriting Support Specialist position provides analytical and administrative support to the underwriting team. 

Job Responsibilities:

Conducts loan reviews using established pre-funding checklist and CTC a File

• Review data to ensure accuracy within the loan origination system
• Verifying address & borrower information
• Analyze insurance and property taxes and calculate monthly payment.
• Confirm all documents and changes have been reviewed and cleared
• Analysis & clear soft pull, VVOE, & any outstanding 4506 transcripts
• Update loan safe and evaluate
• Update AUS as needed and review findings
• Run early check and clear all alerts
• Reports deficiencies to Underwriter and/or management and follows up to assure that deficiencies are corrected or addressed by the responsible party
• Upload 1008/1003
• Email broker’s office that the file is cleared to close

Verify required documents for Jumbo/Non-Conforming Loans

• Review income documentation and confirm all necessary documents are in file
• Evaluate credit to ensure minimum requirements are met
• Review purchase contract for full execution by all parties
• Run credit upon request & run DU as needed per program
• Request missing documentation required for initial loan review

Provide Support to Underwriting Team

• Preparing new loans for Underwriter review
• Indexing resubmittal reviews
• Sending files for investor review
• Ordering supporting documentation request
• Examples: desk reviews, FHA case request, VVOEs, etc.

• Conducts adverse action request

Requirements

Job Requirements

• High School Diploma or equivalent work experience required
• Minimum 1-2 years of mortgage related work experience required
• Ability to courteously and effectively communicate verbally and in writing
• Must be very detail oriented and organized to efficiently complete tasks
• Ability to multi-task, prioritize and be flexible with changing business needs in a team environment
• Excellent computer skills and working knowledge of Microsoft Office
• Ability to work cooperatively and professionally in a fast-paced production environment 
• Possess exceptional and positive teamwork and interpersonal skills

Benefits

• Health Care Plan (Medical, Dental & Vision)
• Life Insurance (Basic, Voluntary & AD&D)
• Paid Time Off (Vacation & Holidays)
• Retirement Plan (401k)
• Short Term & Long Term Disability
• Family Leave
• Wellness Resources

JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.

DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.