Sr. Underwriter

As an Sr. Underwriting analyst, you will review and analyze merchant applications to qualify their credit worthiness. The types of deals reviewed will range from low-risk small business applications to higher risk, higher volume deals. You will follow all Nuvei appropriate credit policies and ensure compliance with boarding guidelines to mitigate overall financial and reputational risk exposures. You will be actively engaged with the Loss Prevention and Sales teams to identify risk and market trends. The successful candidate will have credit/underwriting experience and knowledge, preferably within a payment processing environment.

Main Duties / Responsibilities

• Verifies merchant application information, coordinating the collection of missing data and documentation. Analyzes and underwrites new merchant applications using different Underwriting tools Re-evaluate existing merchant accounts as requested by the other internal departments
• Ability to underwrite high risk deals and those that require enhanced due diligence as well as financial/credit risk analysis.
• Work with partners and merchants to ensure compliance with various industry requirements and communicate adequately underwriting decisions and associated policies.
• Answer internal and external inquiries with regard to Underwriting issues
• Contributes to regular staff meetings to discuss merchant accounts, trends, losses, etc. Present ideas to management for continuous improvement of procedures and efficiencies
• Perform other tasks/duties as assigned

Requirements

• Associate degree required. Bachelor’ degree preferred.
• 3-5 years’ experience in Underwriting preferred.
• Experience in bank or bankcard industry an asset.
• Strong analytical skills, multitasking and good business sense.
• Must be a disciplined self-starter and demonstrate integrity, dependability, responsibility, work ethic, self-awareness and a positive attitude.
• Excellent written and verbal communication skills
• Ability to work in a fast-paced environment
• Specialized knowledge, skills, certifications and/or training
• Ability to read and interpret personal and commercial credit reports
• Ability to read and interpret tax returns and/or corporate financial statements
• Working knowledge of the payments industry and understanding of Visa/MC association regulations and guidelines
• Working knowledge of Microsoft Office, including Excel and Word

Benefits

Nuvei offers a wide variety of benefits which include Medical, Dental, Vision, STD, LTD, Paid time Off, Sick Time, 401K and many other great benefits.

Nuvei perks also include:

• Frequent training programs on new systems and platforms.

• Free Virtual yoga, meditation and fitness classes, community involvement, and many social activities.
• Employee recognition program and possibilities for advancement in various fields.
• Modern, dynamic and great work environment

We’re dedicated to continually improving our product and providing relentless customer service, and we’re always looking for people to join us on the journey.

Nuvei is a team of smart, passionate people always looking to grow, contribute, and make our product and customer service the best it can be. Our team members come from diverse backgrounds with different skills and life experiences—and we love and celebrate those differences. We believe that employees are happiest when they’re empowered to be their full, authentic selves, regardless how you identify.

So, please come as you are. We can’t wait to meet you.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.