Senior Lending Officer / Senior Vice President

Due to an impending retirement, Unity Bank of Mississippi has an opening for a newly created Senior Loan Officer role with potential to become EVP, Chief Lending Officer within 12 months.

Job Description:

Oversee and expand existing credit portfolios. Manage lending staff. Evaluate and determine the credit risks of commercial clients through detailed analysis. Prepare Allowance for Credit Losses (CECL).

Primary Responsibilities:

• Portfolio Management: Oversee all aspects of lending operations, including commercial, consumer, mortgage, and small business lending, to maintain a balanced and diversified loan portfolio.
• Risk Management: Implement robust risk management practices to mitigate credit, operational, and compliance risks, ensuring adherence to regulatory requirements and internal policies. Administer collection and foreclosure activity.
• Business...